A young couple is expecting their first child. They have done everything right–installed a baby-seat in their car, assembled a crib, even checked out what hospital is in their health plan’s network. When it comes to the big day, however, the young couple gets a bundle of joy and a whopping bill for thousands of dollars! Turns out the doctor that delivered the baby actually worked for a medical staffing company that contracted with the hospital and was out-of-network!